Core concepts
Balances & ledger
Balances are current state. Ledger credits are append-only history. Use both: balances for availability, ledger for auditability.
Balances
Balances are current state, per-asset settlement balances. Use them to gate UX (e.g. disable a payout button when funds are insufficient).
curl $XPEND_BASE/v1/balances \
-H "Authorization: Bearer $XPEND_SECRET_KEY"- Get balance by asset (token + chain combo).
- Get a single asset balance for tight UI rendering.
- Cache short-lived, refresh on webhook events.
Ledger credits
Ledger credits are append-only history feeding balances. Use both: balances for availability, ledger for auditability.
curl $XPEND_BASE/v1/ledger/credits?cursor=...&limit=100 \
-H "Authorization: Bearer $XPEND_SECRET_KEY"Simple reconciliation pattern
- Persist ledger credits keyed by id in your warehouse.
- Sum credits per asset and compare against /v1/balances.
- Surface diffs > threshold to ops. Tie back to
request_idin error logs for support.